The 411: Independent Insurance Agents vs. Captive Agents
There are two primary types of insurance agents:
captive agents
and
independent agents
. What’s the difference? A “captive” agent represents one insurance company and can only write policies for that company. This means they are limited exclusively to their company’s coverage plans. Sounds like a pretty
captive
situation if you ask me.
An independent agent on the other hand represents several different insurance companies; they are able to source from a variety of reputable national and local providers.
They have the flexibility to offer a broader range of options at highly competitive prices, so you get a personally tailored plan to suit your needs and budget. Best of all, they are able to offer unparalleled and unbiased advocacy to their customers, from quote through claims. Now that’s more like it! Check out more benefits here:
Why ALINK Insurance is the Better Choice
